When an emergency strikes and you find yourself wondering where you are going to turn for the cash you need to help you out of your financial bind, you can rest easy knowing we are here to help at Schmidt Financial. Our convenient location in Surprise, Arizona makes it easy for you to apply for the funds you need for everything from home improvements to auto repairs. We have assisted many people in the local area who need a simple, straight-forward load to help them get by during times of financial distress. When using a credit card is not an option, a title loan can give you a convenient option for borrowing money fast and without any hassles.

If you are new to the idea of borrowing money using car title loans in Surprise, you should know what to expect from the application process. Our friendly staff at Schmidt Financial is always pleased to answer questions and help with your application. To get the ball rolling with your application, the first step is to complete our online application form. This form can be completed in a matter of minutes. After you have submitted the brief application, we will send you an automatically generated estimate of your loan amount. Most people find this process to be a tremendous time-saver. Bear in mind that the estimated loan amount is just that—an estimate. Your final loan amount will vary based on several factors, including the mileage and condition of your vehicle. Your income may also affect the amount you are approved to borrow.

After completing your Surprise title loan application, you can then speak with one of our loan specialists over the phone to conclude the details of your loan. In order to do this, we will then some income information. It is best if you collect this information in advance of your phone consultation. Your loan specialists will discuss the repayment terms of your loan during this consultation. Our goal is to make certain you are fully informed about your loan and options to ensure auto title loans in Surprise is the right fit for your current financial situation.

When applying for title loans Surprise residents should be aware that there are no application fees. You may apply for a title loan completely free of charge. If you apply and decide the loan is not right for you at this time, you will owe nothing.

Prior to finalizing your loan, we will need to meet with you in person. Be prepared to bring the title to your vehicle with you. This is an essential to completing your loan. The title to your vehicle must be lien-free. If you still owe a bank or a finance company for your vehicle, this means that your vehicle is not lien-free and will not qualify for title loans surprise. Your vehicle also will not qualify for a Surprise title loan if you currently have a title loan with another company. Once we have determined that your vehicle is eligible for title loans in Surprise and you have signed the final loan contract, we will then be able to disburse your loan funds to you.

Prior to approving your loan request, we will not run a credit check to apply. We understand that for many people, credit can be a problem. Whether you have experienced credit issues because you got behind on bills, you have never established credit, or you have had to file for bankruptcy or had a foreclosure, this will not prevent you from being approved for the Surprise car title loan you need. We believe that regardless of what your financial situation may have been in the past, you deserve a second chance.

A common concern about car title loans in Surprise is whether you will need to give up the right to drive your vehicle. This is not the case as long as you are making payments for your loan on time. If you should find yourself in a situation in which you are not able to make your payments, we ask that you advise us as soon as possible. We may be able to work with you to refinance your loan so that it is more affordable.


Schmidt Financial is dedicated to helping people just like you find an easy solution to their financial needs. We loan money for all types of expenses, including auto repairs, medical expenses, home improvements, unpaid bills, or even a special occasion. For your convenience, we are located in Surprise.

Our flexible loan solutions are designed to help you when you need money fast and do not have time to wait to hear back from a bank or using a credit card is not an option. You do not need a full or even a part-time job to be approved for title loans Surprise. You only need income received on a regular basis from a source, such as retirement income, Social Security, disability benefits, etc.

Understanding How Title Loans in Surprise Work

When applying for auto title loans Surprise residents should know that they must be at least 18 years of age or they will not be allowed to take out a Surprise title loan. To prove your age, you must bring either a driver license or a state-issued ID. We will not be able to approve your loan request if you are not able to present proof of identification and age.

During the application process, you do not have to be concerned that we will turn down your request because your reason for borrowing money was not approved. We loan money for all sorts of reasons.

At Schmidt Financial, we strive to make the lending process fast and simple in recognition of the fact that when you are facing a financial crisis, time is of the essence.

Financial concerns can quickly create stress. With our car title loans Surprise residents do not need to worry themselves about how they will pay their bills. Our online application makes it easy for you to apply for the money you need to cover your expenses.